Mortgages and Home Loans

The Dubai mortgage market is in its early stages, however getting the right financing is about as important as buying the right home. At present there are various banks offering home loans which can be tailored to your specific needs.


Calculate your monthly repayments with the mortgage calculator



Please refer to the lenders directly for full lending criteria and conditions, however in general:

• You can borrow up to 90% of the loan to value
• You can borrow up to 60 times your salary or 60 times (1.5 x joint salary)
• Financing is available for up to 25 years for UAE residents and 15 years for non-residents
• Interest rates can be fixed or flexible ranging from 5 to 7%
• You can also raise finance for property under construction
• Finance can be approved within one week
• Many financial institutions offer Shariah Compliant financing solutions